Publications

As ESBG members are very active in the field of CSR, various publications on their activities are available

Position papers

• 2010.11.22
  ESBG Comments on the European Commission’s Consultation on “Access to a basic payment account”
• 2010.10.31
  WSBI member banks' socially responsible activities - A wealth of experiences Insights from Africa, Asia and Latin America 
• 2010.10.27
  Position paper: Financial inclusion: how do we make it happen? WSBI views and proposals
• 2010.02.24
  Position paper: ESBG comments on disclosure of environmental, social and governance (ESG) information
• September 2009
  Environment Resolution
• May 2009
  WSBI Santiago Declaration 'Financial inclusion in a globalised world: OUR CHALLENGE  in English  - Spanish - French -German
• April 2009
  Comments on the European Commission’s Consultation on “Financial Inclusion: Ensuring access to a basic bank account”
• February 2009
  ESBG comments on Microcredit in Europe
• January 2009
  WSBI views and proposals on the contribution of financial education to the enlargement of access to finance 
• November 2008
  ESBG comments on Commission Report “Financial Services Providers and Prevention of Financial Exclusion”
• November 2008
  ESBG comments on the EP draft report on a European initiative for the development of micro-credits in support of growth and employment
• July 2008
  ESBG comments on the draft report on: “Improving consumer education and awareness as regards credit”
• June 2008
  WSBI views on the regulation of microfinance services 
• February 2008
  ESBG’s views on the European Commission Communication: “A European Initiative for the development of micro-credit in support of growth and employment”
• June 2008
  ESBG Charter for Responsible Business
• 10 July 2006
   ESBG Position paper on the European Communication on CSR 
• 19 August 2004
  ESBG Position paper on Corporate Social Responsibility (CSR) – The contribution of European savings and retail banks

Reports and studies

• December 2012
  Perspectives for EU financial Instruments for Microfinance and SMES for the upcoming 2014-2020 period 
• June 2011
  WSBI member banks' experiences in the field of financial education. Examples and policy views 
• January 2011
  Looking back, what progress has been made in the uptake of CSR - ESBG achievements for 2009 and 2010 
• 29-30 November 2010
   European Commission CSR multi-stakeholder Forum - Input for the plenary session “Looking back, what progress has been made in the uptake of CSR?
• January 2009 - Perspectives 59
  Beyond Microcredit: The role of savings banks in microfinance - Experiences from Latin America, Africa and Asia. View a full text or the executive summary in  English, French and Spanish
• January 2009 - Perspectives 57
  “Measuring the social dividend in WSBI members’ activities – revealing the hidden elements” is the new ground breaking study published by WSBI. It gives a fuller picture of the value savings and socially committed retail banks create for society as whole.  This study’s main conclusion is that WSBI members are sustainable financial actors able to supply credit, notably to SMEs, in good and bad economic cycles. View  the  full text or the executive summary in  English, French and Spanish
• 4 December 2008
  European Savings Banks Group "CSR Lab"on Business involvement to enhance social inclusion at local level
• May 2008
  Member case studies: Towards a green European savings and retail banking sector
• May 2008
  Proceedings of ESBG Conference
• 2 Juli 2008
  ESBG comments on the draft report on: “Improving consumer education and awareness as regards credit”
• November 2007
  Concrete case studies from ESBG members
• October 2007
  Examples of WSBI members'initiatives in the field of financial education initiatives
• September 2007
  Concrete case studies from WSBI members in Africa, Asia and the Americas
• June 2007 - Perspectives 55 
  European savings banks: from social commitment to corporate social responsibility (9th European Symposium on Savings Banks History)
• November 2006
  ESBG members'initiatives in the field of financial education
• October 2007
  Microcredit in Europe: Experiences of savings banks 
• September 2007 
  Savings banks’ socially responsible activities, a wealth of experiences—Insights from WSBI members in Africa, Asia and the Americas 
• July 2006
  Savings banks'socially responsible activities, a wealth of experience - Insights from WSBI members in Africa, Asia and the Americas
• April 2006
  European savings banks' socially responsible activities, a wealth of experience (Update: April 2006)